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    LINES OF CREDIT
    The Bank of Cashton offers two different types of credit lines. The first is a closed-end line of credit for construction purposes. This line is accessed through your loan officer and allows you to use the funds to pay invoices as the job is completed. Thus, you only pay interest on the amount you have borrowed, not the entire amount of your loan. The construction loan can be converted into a conventional mortgage loan upon completion of the project.  
     
    The second type is a ready reserve account which is tied directly to your Bank of Cashton checking account.  The ready reserve acts as an overdraft protection account to accommodate your short term borrowing needs. 
     
    For more information on lines of credit loans, please contact our loan department at (800) 205-7203. 
     


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