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    PERSONAL LOANS
    Personal loans may be obtained for many purposes, from purchasing a car or truck to funding your dream vacation. Interest rates and terms are based on collateral and credit-worthiness. Monthly payments on installment loans can be made by coupon book, automatic payment from a deposit account, or by ACH. Payment due dates are flexible and can be set for any day of the month. These options allow you to choose the payment plan that works best for you.  
     
    The Bank of Cashton Smart Option Student Loan® by Sallie Mae® 
     
    Now you can pay for college the smart way with great repayment options and competitive interest rates!   
     
    The loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans.  
     
    To learn more or to apply, please get started here. 
     
    The Smart Option Student Loan features and benefits: 

  • We offer a choice of competitive fixed and variable interest rates providing even more choice and flexibility
  • No origination fees and no prepayment penalty
  • Borrow up to 100% of school certified education costs (minimum $1,000)
  • Multiple in-school repayment options available
  • Borrower benefits available – like rewards and interest rate reductions
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner may help you qualify and/or receive a lower rate
  • Get a quick credit result by applying online. It's quick, easy, and only takes about 15 minutes to apply.
  • 24/7 online account management
  •  
    To learn more or to apply, please get started here. 
     
    * We are compensated by Sallie Mae for the referral of Smart Option Student Loan customers. 
     
    For more information on personal loans or student loans, please contact our loan department at (800) 205-7203. 
     
     
     
     
     


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