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    CDs/IRAs
    Certificates of Deposit (CDs) offer competitive returns on FDIC-insured savings. They're a great choice if you have a time-specific savings need or if you just want to diversify overall risk in your portfolio. 
     
    You decide the amount of money to put in your CD and the length. You'll generally receive a higher interest rate on CDs with longer terms. See our rates page for current interest rates and APY. 
     


    FDIC
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