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We offer a wide variety of financing for your ever-growing needs.

Personal loans may be obtained for many purposes, from purchasing a car or truck to funding your dream vacation. Interest rates and terms are based on collateral and credit-worthiness. Monthly payments on installment loans can be made by coupon book, automatic payment from a deposit account, or by ACH. Payment due dates are flexible and can be set for any day of the month. These options allow you to choose the payment plan that works best for you.

Lines of Credit

The Bank of Cashton offers two different types of credit lines. The first is a closed-end line of credit for construction purposes. This line is accessed through your loan officer and allows you to use the funds to pay invoices as the job is completed. Thus, you only pay interest on the amount you have borrowed, not the entire amount of your loan. The construction loan can be converted into a conventional mortgage loan upon completion of the project.

The second type is a ready reserve account which is tied directly to your Bank of Cashton checking account.  The ready reserve acts as an overdraft protection account to accommodate your short term borrowing needs.

Whether you’re an undergraduate, graduate student, or parent, Get money for school from Sallie Mae® Student loans from Bank of Cashton in partnership with Sallie Mae® could help!
Sallie Mae® higher education loans are designed for the needs of undergraduates, graduate students, and parents.

  • Competitive interest rates
  • Multiple repayment options
  • No origination fees; no prepayment penalty1

Smart Option Student Loan® for Undergraduate Students
Find out which loan is right for you

Borrow responsibly
We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.

These loans are made by Sallie Mae Bank or a lender partner. Bank of Cashton is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.

Smart Option Student Loan and graduate loan products: This information is for students attending participating degree-granting schools. Smart Option Student Loan information is for undergraduates only. Graduate Certificate/Continuing Education coursework is not eligible for MBA, Medical, Dental, and Law School Loans. Borrowers must be U.S. citizens or U.S. permanent residents if the school is located outside of the United States. Non-U.S. citizen borrowers who reside in the U.S. are eligible with a creditworthy cosigner (who must be a U.S. citizen or U.S. permanent resident) and are required to provide an unexpired government-issued photo ID to verify identity. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.

Parent Loan: This information is for borrowers with students attending participating degree-granting schools. The student is not eligible to be a borrower or cosigner. The borrower, cosigner and student must be U.S. citizens or U.S. permanent residents. The school may refund loan funds directly to the student, and if that occurs, borrower, and cosigner (if applicable) would still be responsible for repaying that amount. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.

1 Although we do not charge you a penalty or fee if you prepay your loan, any prepayment will be applied as provided in your promissory note: First to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.

SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE.

© 2019 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.

To learn more or to apply, please get started here.

For more information on personal loans, please contact our loan department at (800) 205-7203.

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