Personal Loans

We offer a wide variety of financing for your ever-growing needs.

Personal loans may be obtained for many purposes, from purchasing a car or truck to funding your dream vacation. Interest rates and terms are based on collateral and credit-worthiness. Monthly payments on installment loans can be made by coupon book, automatic payment from a deposit account, or by ACH. Payment due dates are flexible and can be set for any day of the month. These options allow you to choose the payment plan that works best for you.


The Bank of Cashton currently offers construction loans and long-term fixed-rate mortgages as well as shorter-term balloon notes. We offer residential, commercial, farmland, and non-owner occupied products. Second mortgage options are also available to qualified borrowers.

For more information on mortgage loans, please contact our loan department at (800) 205-7203.


Lines of Credit

The Bank of Cashton offers two different types of credit lines. The first is a closed-end line of credit for construction purposes. This line is accessed through your loan officer and allows you to use the funds to pay invoices as the job is completed. Thus, you only pay interest on the amount you have borrowed, not the entire amount of your loan. The construction loan can be converted into a conventional mortgage loan upon completion of the project.

The second type is a ready reserve account which is tied directly to your Bank of Cashton checking account.  The ready reserve acts as an overdraft protection account to accommodate your short term borrowing needs.

The Bank of Cashton Smart Option Student Loan® by Sallie Mae®
For borrowers attending degree-granting institutions

Now you can pay for college the smart way with three great repayment options and competitive interest rates!  

The loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans.

To learn more or to apply, please get started here.


The Smart Option Student Loan features and benefits:

  • We offer a choice of competitive fixed and variable interest rates providing even more choice and flexibility
  • No origination fees and no prepayment penalty
  • Multiple in-school repayment options available
  • Borrower benefits available – like rewards and interest rate reductions
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner may help you qualify and/or receive a lower rate
  • 24/7 online account management

To learn more or to apply, please get started here.

* We are compensated by Sallie Mae for the referral of Smart Option Student Loan customers.

For more information on personal loans, please contact our loan department at (800) 205-7203.

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